Acorns Launches Invest My Tips, the First Automated Investing Product Built for Tip Earners
Invest My Tips converts daily tips into long‑term wealth— a $10 daily tip could exceed $1 million after 45 years at an assumed 8% annual return.
Acorns, the financial‑wellness company that helps everyday Americans grow their money, announced today the launch of Invest My Tips, the first automated investing product created specifically for tip earners.
Tipping was once just a small extra on a receipt, but for an increasing number of workers it has become a primary income make $35,000‑$45,000 annually, much of it from tips¹. They belong to a broader independent workforce of more than 70 million earners in the United States. However, the tools used to collect tips—peer‑to‑peer payment apps or traditional tip jars—were built for spending, not investing
Invest My Tips aims to reverse this trend. Each incoming tip is automatically placed into a diversified portfolio, requiring no user action or minimum balance. The service extends the concept of Acorns’ Round‑Ups, allowing customers to automate a simple habit rather than revamp their entire finances. Consistent tip investing lets even modest sums compound over the years. A $10 daily tip could surpass $1 million after 45 years at an assumed 8% return.
“We started Acorns with a simple idea: everyone should have access to the real tools of wealth‑making, even if they’re starting with just spare change,” said Noah Kerner, CEO of Acorns. “Invest My Tips expands on that idea by turning everyday tips into an opportunity to automatically invest in the future.”
Tip earners sign up with Acorns and create an Invest account. Once Invest My Tips is enabled, they receive a personalized in‑app QR code and can request free QR‑code stickers for their workstation or register them.
Clients scan the code to tip within seconds. Payments can be madeper does not need an Acorns account
Acorns handles the remainder. The full tip is deposited into the earner’s Acorns Invest account, where it can appreciate, and Acorns contributes a 1% match on qualifying invested tips.
To promote Invest My Tips, Acorns has teamed up with VicBlends, a barber and creator who amassed a millions‑strong audience by turning haircuts into dialogues about life, opportunity, and personal growth. Recognized for supporting barbers, including a licensed program inside California prisons, he will debut Invest My Tips to his Instagram and TikTok followers starting November 10, in partnership with Acorns. Together, they will allocate $25,000 to barbers and stylists, offering $50 to each of the first 100 tip earners who register at acorns.com/vicblends.
“I’m partnering with Acorns because I believe in pushing the barbering and beauty industry forward. For way too long, we have been needing a change in how barbers and stylists can take care of their future and families. With Invest My Tips, one tip a day goes straight to your future instead of the next thing you buy. One tip. Every day. That can be the difference between retiring comfortably for your family or working to make ends meet as an elder,” said VicBlends.
Acorns is also collaborating with SQUIRE, a technology platform serving barbershops and salons, to roll out Invest My Tips to barbers, stylists and their clients nationwide. “Barbers work hard for every tip they earn, and too often that money disappears into day to day expenses,” said Dave Salvant, co‑founder and President of SQUIRE. “With Invest My Tips, we’re giving barbers a simple way to turn their tips into investments and build lasting wealth for themselves and their families. We’re proud to partner with Acorns to put that opportunity right in the tools they already use every day.”
Invest My Tips becomes available on November 10, 2026. For more information or to register, visit https://www.acorns.com/invest‑my‑tips/.
About Acorns
Acorns is a financial‑wellness firm that assists everyday Americans in growing their money over the long term. Founded in 2014, the company has expanded globally with products for children, teens, adults and parents. Recognized by TIME as one of America’s <a href="https://shoppixy.com/8-best-probiotics-for-dogs-in-2026-recommended-by-vets/” title=”8 Best Probiotics for Dogs in 2026, Recommended by Vets”>Best Financial Services of 2026, Acorns has served more than 16 million users and helped them save and invest over $33 billion, much of it from spare change and small contributions.
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¹ May 2025: Barbers $38,200; Hairdressers & Cosmetologists $35,800; Skincare Specialists $45,330; Manicurists & Pedicurists $35,760
Investing involves risk, including loss of principal. Consider your objectives, risk tolerance, and Acorns’ fees before investing. Investment advisory products and services are offered by Acorns Advisers, LLC, an SEC‑registered investment adviser. Brokerage products and services are provided by Acorns Securities, LLC, an SEC‑registered broker‑dealer, member of FINRA/SIPC. For more information, visit Acorns.com.
Invest My Tips gives eligible Acorns customers a personalized QR code to collect qualifying tips for services they provide. Tips ranging from $5 to $250 are sent to the customer’s Acorns Invest account and automatically invested, subject to daily ($1,000) and monthly ($7,500) limits. The service is included in the Acorns subscription fee. Additional eligibility and terms apply; see acorns.com/invest‑my‑tips‑terms. Tipper terms are available at acorns.com/invest‑my‑tips‑tipping‑agreement/. The tipper’s card issuer or payment provider may impose its own fees, interest, or other conditions.
The 1% Match is a limited‑time promotion applied to qualifying tips of $5‑$250, up to a total match of $75 per quarter. It is subject to daily ($1,000) and monthly ($7,500) limits and is paid in the subsequent calendar quarter. The match cap is prorated for partial quarters. Customers must remain eligible Acorns members in good standing until the match is received. Terms apply and may change.
Spare change invested through Round‑Ups® is moved from your linked fundingtments from an external account are processed when pending Round‑Ups total $5 or more
$50 bonus investment is offered to the first 100 new customers who register at acorns.com/vic, open an Acorns Invest account, and establish a recurring investment within seven days of signing up. This is a limited‑time offer; terms apply. See acorns.com/vicblends.
